Payment 3-4 instalments with Oney Bank

Payment in 3 or 4 times by Credit Card

3 or 4 times by credit card from 100€ of purchases up to 3000€ with Oney Bank. Our partner Oney Bank offers you a financing solution called 3x 4x Oney, which allows you to pay for your purchases from 100€ to 3000€ in 3 or 4 times with your bank card.

Terms and conditions of the offer

Conditions : This offer is reserved for private individuals (natural persons of legal age) residing in France and holders of a Visa or MasterCard with a validity date greater than the duration of the financing chosen. Cards with systematic authorization such as Electron, Maestro, Nickel etc... as well as e-cards, Indigo and American Express cards are not accepted.

Offer subscription terms and conditions

Subscribe: After completing your order, simply click on the "3x 4x Oney credit card payment button". You are then redirected to the 3x 4x Oney web page of our partner displaying the detailed summary of your order and the personalized financing request, which you must then validate. You enter your personal information or, if you have a 3x 4x Oney account, you identify yourself using the login details linked to your 3x 4x Oney account.

Offering operation

How it works : The payment in 3 or 4 times by credit card allows you to pay the order made on our website in the following way :

- a compulsory contribution, debited on the day of the confirmation of the shipment of your order corresponding to a third or a quarter of the order, to which are added costs corresponding to 1.45% of the total amount of the order for a 3 times and 2.2% for a 4 times (within the limit of 15€ maximum for a payment in 3 times and 30€ maximum for a 4 times)

- two or three monthly instalments, each corresponding to one third or one quarter of the order, drawn at 30 and 60 days for the third instalment and at 30, 60 and 90 days for the fourth instalment. 

- Payment in 3 installments from 100€ purchase to 3000€ Example: For a purchase of 150€, contribution of 52,18€ then 2 monthly installments of 50€. Credit for a period of 2 months at a fixed APR of 19.26%. Cost of financing: €2.18 up to a maximum of €15.00. Payment in 4 instalments from €100 purchase to €3000 Example: For a purchase of €400, contribution of €108.80 then 3 monthly instalments of €100. Credit over 3 months at a fixed APR of 19.31%. Cost of financing: €8.80 up to a maximum of €30. Oney Bank - SA au capital de 51 286 585€ - Head office : 34 avenue de Flandre 59170 CROIX - RCS Lille Métropole 546 380 197 - n° Orias : 07 023 261 - www.orias.fr - Correspondence: CS 60006 - 59 895 Lille Cedex 9 - www.oney.fr